Terms of Service
Last updated: September 21, 2025
These Terms of Service (“Terms”) govern your use of the website operated by Workplace Benefits (“Workplace Benefits,” “we,” “us,” or “our”), including all content, features, and services made available through the website (the “Site”). By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must immediately discontinue use of the Site.
1. Eligibility and Scope of Use
We collect the following types of information:
1.1 Eligibility. The Site is intended for use by individuals and organizations located in Canada seeking information about group benefits, life insurance, retirement plans, and related services. By using the Site, you represent that you are of legal age in your jurisdiction and have authority to bind any business or organization on whose behalf you are acting.
1.2 Permitted Use. You may use the Site solely for lawful purposes and in accordance with these Terms. You agree not to:
Use the Site in a manner that violates applicable federal, provincial, or local laws.
Interfere with the operation or security of the Site.
Attempt to gain unauthorized access to systems, networks, or data.
Use the Site for any fraudulent or misleading purpose.
2. How We Use Your Information
2.1 Informational Purposes Only. The content on the Site, including articles, resources, and calculators, is provided for general informational purposes. It does not constitute financial, legal, medical, or tax advice, nor does it replace personalized professional consultation.
2.2 No Insurance Contract. Nothing on this Site constitutes an offer to sell or solicitation to buy any insurance or retirement product. Any coverage described is subject to the terms, conditions, and limitations of the applicable insurance policy or plan document issued by the carrier.
2.3 Third-Party Carriers. Quotes, eligibility, and coverage determinations are subject to acceptance by licensed insurers or retirement plan providers. Workplace Benefits does not guarantee acceptance, pricing, or availability of any product.
3. User Accounts and Submissions
3.1 Account Creation. Where applicable, you may be required to provide accurate, complete, and current information to request a benefits review, obtain a quote, or use interactive features.
3.2 Accuracy of Information. You are responsible for ensuring that all information you submit is truthful and not misleading. We are not liable for damages arising from inaccurate, incomplete, or false information provided by you or your organization.
3.3 Communications. By submitting your contact information, you consent to receive communications from us in connection with your inquiry or services. You may unsubscribe from marketing communications at any time.
4. Intellectual Property
4.1 Ownership. All content on the Site, including text, graphics, logos, icons, images, software, and design elements, is the property of Workplace Benefits or its licensors and is protected by copyright, trademark, and other intellectual property laws.
4.2 Limited License. You are granted a limited, revocable, non-exclusive license to access and use the Site for personal or internal business use only. You may not reproduce, modify, distribute, transmit, or create derivative works without our express written permission.
5. Privacy
Your use of the Site is subject to our [Privacy Policy], which explains how we collect, use, and protect personal information. By using the Site, you consent to the practices described in the Privacy Policy.
6. Third-Party Links and Services
The Site may contain links to third-party websites or services that are not controlled or operated by Workplace Benefits. We are not responsible for the content, policies, or practices of those third parties. Access to such sites is at your own risk.
7. Disclaimers
7.1 No Warranty. The Site is provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. To the fullest extent permitted by law, we disclaim all warranties, including merchantability, fitness for a particular purpose, accuracy, and non-infringement.
7.2 Availability. We do not guarantee uninterrupted, secure, or error-free access to the Site. We may suspend, withdraw, or restrict availability of any part of the Site at any time without notice.
7.3 Regulatory Compliance. Insurance services are regulated under applicable laws in Alberta, British Columbia, Ontario, and other Canadian jurisdictions. Workplace Benefits operates in compliance with licensing requirements but cannot guarantee that products or services described are available in every jurisdiction.
13. Contact Information
If you have any questions regarding these Terms, please contact us:
Workplace Benefits
Email: legal@workplacebenefits.ca
