Comprehensive Health Coverage That Keeps Your Team Thriving
Healthy employees make strong companies. Group Extended Healthcare Insurance provides the coverage your team needs for medical expenses not covered by provincial health plans — from prescriptions and paramedical services to vision care and hospital stays.
Extended Healthcare Insurance (often called “extended health”) covers additional medical expenses beyond what provincial healthcare plans provide. This includes prescription drugs, vision care, paramedical services (such as massage therapy and physiotherapy), and emergency medical care while travelling.
Adding this coverage to your employee benefits plan shows your commitment to employee well-being — both inside and outside the workplace.
At Workplace Benefits, we work with all major Canadian carriers — including Manulife, Sun Life, Canada Life, and Desjardins — to craft plans that fit your budget and your team’s unique needs. We serve employers across Alberta, British Columbia, and Ontario, providing expert guidance and ongoing support.
Provides access to vision, prescription, and wellness services.
Reduces financial stress from out-of-pocket medical costs.
Promotes physical and mental well-being for long-term health.
For Employers
Strengthens employee loyalty and engagement.
Improves productivity through better health outcomes.
Helps attract skilled talent in competitive industries.
Reduces absenteeism and supports workplace wellness initiatives.
A strong extended healthcare plan is more than just a benefit — it’s a statement that your business invests in people, not just productivity.
Types of Extended Healthcare Coverage
Every organization’s needs are different. Workplace Benefits offers flexible plan options that scale with your workforce:
Basic Coverage Plans
Affordable options covering essential services such as prescriptions, vision, and emergency travel care.
Comprehensive Plans
Enhanced coverage including paramedical, mental health, and advanced drug coverage.
Optional Employee-Paid Upgrades
Employees can add coverage for family members or higher reimbursement levels.
Health Spending Accounts (HSAs)
Flexible, employer-funded accounts employees can use for eligible health and wellness expenses.
Each plan is fully customizable — ensuring you only pay for the benefits that matter most to your team.
What’s Typically Included
A well-rounded group extended healthcare plan may include:
Prescription Drugs
Paramedical Services
Vision Care
Hospital & Nursing Care
Emergency Medical Travel Insurance
Medical Equipment & Supplies
Ambulance Services
Mental Health & Counselling Support
Our advisors explain every detail clearly, helping you make confident, informed decisions.
How Workplace Benefits Works With Employers
Our streamlined approach ensures every plan is strategic, cost-effective, and easy to manage:
Assess
We evaluate your team’s demographics, health needs, and existing benefits.
1
Compare
We source and review plans from Canada’s leading insurance carriers.
2
Customize
We design an extended healthcare plan tailored to your goals and budget.
3
Support
We provide full implementation, employee education, and renewal assistance.
4
As an independent employee benefits broker, Workplace Benefits provides unbiased recommendations and long-term support — so your plan evolves with your business.
Why Choose Workplace Benefits
Independent Expertise
Independent broker with access to all major carriers
Tailored Solutions
Proven expertise in designing cost-effective health benefits
Dedicated Support
Transparent, client-first advice with no hidden agendas
Cost Optimization
Comprehensive support from setup to renewal
National Reach
National reach with local service in AB, BC, and ON
Frequently Asked Questions
Everything you need to know about employee health benefits
What is covered under extended healthcare?
Extended healthcare covers medical expenses not included in provincial healthcare, such as prescriptions, vision care, and paramedical services.
Are prescription drugs included?
Yes, most plans include prescription drug coverage — either fully or partially reimbursed, depending on your chosen plan design.
Does extended healthcare include dental?
No, dental care is a separate benefit, but both are often offered together in a group benefits plan.
Can employees add dependents to their plan?
Yes, dependents (spouses and children) can be added for family coverage.
How flexible are extended healthcare plans?
Very flexible — employers can choose coverage levels, reimbursement percentages, and combine them with health spending accounts for extra customization.
Get Started with Group Extended Healthcare Coverage
Support your employees with health coverage that goes beyond the basics. Whether you’re building a new plan or improving your current one, Workplace Benefits helps you compare top insurers, customize coverage, and create a program that fits your team perfectly.
Workplace Benefits designs cost-effective employee benefits & retirement plans across Alberta, BC & Ontario—helping businesses protect teams, control costs, and retain top talent.